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Families and the path to home ownership in Frankfurt and the surrounding region - ©carolinehdz

Families and the path to home ownership.

In a constantly changing world, the desire for a home that offers comfort and security remains unchanged. Families naturally ask themselves questions such as: "Can we even afford to buy a home? How will we find the perfect house for us? What kind of lifestyle do we want to pursue for the rest of our lives?" Do you feel overwhelmed by the wealth of information, risks, and aspects involved and don't know where to start?

(Only) three key questions stand between you and the realization of your vision.

  • What financing options do we have?
    You have various options for financing a house. These include traditional mortgages from banks or credit unions, government-sponsored programs such as KfW subsidies (Kreditanstalt für Wiederaufbau), equity financing, and in some cases, rent-to-own. Your financial plan should take into account your financial situation and creditworthiness in order to find the financing option that is right for you.

  • Should we build a new house or buy one?
    The decision to build or buy a new home depends on various factors, including your preferences, your budget, the properties available in your desired area, and your time requirements. Building a new home gives you the opportunity to design a customized home according to your preferences, while buying an existing home can often be completed more quickly and may be less expensive.

  • Which residential area suits us best: city or country?
    The choice between city and country depends on preferences, lifestyle, workplace, family needs, and other factors. In the city, you often have easy access to amenities such as shopping, restaurants, cultural events, and workplaces, while country life is often quieter, more spacious, and closer to nature. It is important to consider your priorities and weigh the pros and cons of each option to find the neighborhood that is best suited for your family.

I will guide you through the entire process.


Let's focus together on the exciting journey ahead—moving into your new home, where your family can continue to thrive.

With an experienced real estate agent, finding a home for your family is easier. I am here to help you find a home that perfectly suits your unique lifestyle.

I will assess your individual situation, review the various options, and help you weigh the risks and opportunities.

This allows you to make an informed decision that aligns with your financial goals and risk tolerance—and, of course, your vision for your home.

My database contains many properties that could become your new home.

I place great importance on understanding the individual needs and wishes of my clients. I conduct detailed consultations to gain a clear understanding of their ideas for their home and to develop a clear plan together.

I then support my clients in their search for the ideal location. In doing so, I take important factors such as location, infrastructure, surroundings, and future prospects into account. My goal is for my clients to not only get a house, but a real home that meets their individual needs and expectations and where they feel completely at ease.

Frequently asked questions

Frequently asked questions from my customers.

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How much equity do I need to finance an existing home?

The equity required to purchase an existing home depends on various factors, including the purchase price, financing terms, and the individual requirements of the lender. However, as a rule, equity of around 20% of the purchase price is recommended in order to obtain favorable financing.

You can calculate the impact of the amount of equity on your financing using the Dr. Klein mortgage calculator on my website under Financing.

How long is the term of a home loan?

The term of your home loan depends on various factors such as the amount of the monthly installment, the loan amount, and any special repayments. However, you can choose the fixed interest period yourself. Since the beginning of 2022, interest rates had risen steadily, but we have been seeing interest rate cuts again for several months now. Dr. Klein, my partner for real estate financing, expects a sideways movement in the first half of 2025. Therefore, I recommend a shorter fixed interest rate at this point in time.

You can find the Dr. Klein construction loan calculator on my website under Financing. Here you can calculate daily construction loan rates, monthly installments, and total costs.

How high should the annuity for home financing be?

The annuity should not exceed 35% of your net household income. This will give you sufficient leeway for other daily expenses and living costs.

You can calculate the amount of your personal annuity using the Dr. Klein mortgage calculator on my website under Financing.

Real estate in Frankfurt & the surrounding area

Current real estate offers for you.

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Service catalog

Service quality through commitment and expertise.

How can I help you?

I would be happy to advise you on your options for buying, selling, and valuing real estate.

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When working with me, you can rely on transparency, professionalism, and discreet handling of all matters.

MATTHIAS PFEIFER

Immobilienmakler | PMA® Geprüfter Immobilienbewerter für Wohnimmobilien

+49 (0)176 3444 4447 matthias@pfeifer-immobilien.de

References

Successfully brokered properties.

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Customer testimonials

Satisfied customers are my greatest praise.

Here you can find reviews from my customers and my awards. Let their positive feedback convince you and learn more about my services firsthand.

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